c/money-matters
Saving, investing, taxes and getting out of debt
SkillNyx Admin PinnedWhat's the best money decision you've made, and what did it teach you? (Please, no stock tips.) This Circle runs on three rules: be kind, add value, keep it safe. Downvotes are for content that doesn’t add to the conversation — not for disagreement.
Not investment advice, just a discussion prompt. Most of us set a SIP once and forget it. Do you review it annually, step it up with your salary, or leave it alone? Also curious how you think about the fact that a big share of new SIP money is going into small-cap, mid-cap and thematic categories.
The next MPC review is scheduled for 7 October. For those with home loans — are you staying floating and prepaying when you can, or did you lock in? Has anyone switched lenders for a lower spread, and was the paperwork worth it?
Priya NairI’ve read everything from 3 to 12 months. What has actually worked for you, and how do you keep it accessible without it just sitting idle?
